Concept Of Financial Planning : 

Process Of  Determining Investor’s  Goals ,Importance Of  Monitoring & Reviewing  It Periodically .

Managing Investment Risk : Type Of Risk : Market Risk ( Systematic & Unsystematic) , Interest Rate Risk, Liquidity Risk ,Inflation Risk ,Tax Rate Risk .

Measuring Investment Returns :

Risk, Return & Investor Outlook , Compound Annual Growth Rate (CAGR)

Investment Strategies : 

Active & Passive Strategies ,Types Of Asset Allocation , Rebalancing Strategies.

Insurance Planning : 

Insurance Of Assets , Insurance Of Liabilities, Term Insurance ,Health Insurance , ULIP .

Retirement Planning  : 

Retirement Planning Process , Types Of Annuities , Pension Plan, NPS, Reverse Mortgage

Tax & HUF Planning :

Heads Of Income, Gross Total Income , Allowed Deductions, Tax Liability , Clubbing Of Income. What Is HUF & It’s Tax Benefit To Individual ? Netting Rules, Indexation Benefits, Tax Planning Strategies, Wealth Tax Act.

Investment Vehicles : 

Public Provident Fund , Post Office Monthly Income Scheme .

Detailed Analysis Of Various Investment Products : 

Equity , Mutual Fund , Debenture , Commodity. Comparison Of All Possible Asset Classes & Allocation How To Select Best Insurance Scheme ? How To Calculate Life Insurance (Cover) Amount ? How We Can Create Long Term Funds To Achieve, Life Goal Like Home, Child Education, Child Marriage, Retirement……

Real Estate Planning : 

What is Characteristics Of Property Market ? How Their Price Are Made & Moves? Which Is Better Property Investment Residential Or Commercial? Where We Could Have Better Return In Flat Or Plot? What Are Property’s Long Term Real Return? What Is EMI? How It Is Calculated? How To Buy A Flat Without EMI?   

Capital Gain & Taxation : 

How Profit Of Trading & Investment Calculated ? What Is Income Tax Structure On Profit Of Shares & Mutual Fund ? How We Should Plan Our Income Tax ?

 

Exam 1. NISM – XA - Investment Adviser (Level 1)  2.NISM – XB - Investment Adviser (Level2)